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The incidence of diabetes is rising, along with the costs of the disease,
both to those who have the disease and to the businesses that employ them.
The U.S. Centers for Disease Control and Prevention estimates that more than
18 million Americans have diabetes. The vast majority of diabetes cases—90% to
95%—are Type 2 diabetes, a condition commonly associated with obesity (among
other factors) and one that typically surfaces as an individual ages (although
recently the incidence of Type 2 diabetes has risen in children and young
adults).
Diabetes is the fifth leading cause of death by disease in the United
States. According to a report prepared by the Lewin Group for the American
Diabetes Association, in 2002 the cost of diabetes in the U.S. was $132
billion, including $92 billion in direct medical costs and $40 billion in
indirect costs such as disability, work loss, and premature death. One of the
reasons diabetes costs run high is due to the many complications associated
with it: heart disease, stroke, kidney disease, blindness, and amputations of
the feet and legs.
The costs of diabetes and its complications are dramatically felt in the
workplace. According to a 2004 study by UnumProvident of 1.4 million disability
claims, the incidence of diabetes as a primary cause of disability has doubled
in the last three years.
UnumProvident places the average annual cost to employers per diabetic
claimant at $33,495. The figure includes $3,563 in medical costs for the
disease alone, $18,695 in medical costs for related conditions, and $11,237 in
diabetes-related disability costs. Also, UnumProvident found that the median
duration for short- and long-term disability attributed solely to Type 2
diabetes (and not including related conditions) was 50.5 days, compared to a
median duration of 45 days for non-diabetes claims.
Though the statistics surrounding diabetes are sobering, diabetes is the
kind of disease for which early intervention, lifestyle changes, and proper
treatment can make a big difference. For example, because as many as 5.2
million of the estimated 18 million diabetes cases are undiagnosed, diabetes
awareness and education programs can help to ensure diagnosis of the disease at
an early stage. And, because of the strong link between obesity and Type 2
diabetes, nutrition, wellness, and physical activity are important keys in
preventing and controlling the disease.
Diabetesatwork.org is a Web site hosted by the National Business Group on
Health and developed in collaboration with the National Diabetes Education
Program, America's Health Insurance Plans, and the National Business Coalition
on Health. The site contains resources to help businesses of all sizes assess
the impact of diabetes in their workplace and to help their employees manage
diabetes. Included on the site is an Employer Showcase, which is a series of
case studies of successful diabetes education, prevention, and management
programs.
In the UnumProvident report, Type 2 Diabetes: Managing a Costly
Disability, the insurer notes that employers can play an important role in
diabetes management through intervention strategies. Suggestions offered by the
insurer include—
• Sponsoring worksite health promotion programs that emphasize weight
control, nutrition, and exercise.
• Offering an employee assistance program (EAP) that provides referrals and
access to community-based diabetes self-management services.
• Contracting with health plans that provide disease management and case
management programs for diabetes and that focus on quality outcomes for this
disease.
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